3 tips to help you spring clean your financial routine
(NC) With spring right around the corner, now is the perfect time to start sprucing up your house, your yard and especially your finances. Here are three easy ways to "spring clean" your finances and make the most out of your money:
Start talking about money. Money doesn't need to feel like a bad word. Starting a conversation about personal finances can be a great way to learn more from friends and family. We're often concerned about being judged for our financial habits, but opening up can be a first step to improving your financial standing.
Take advantage of technology. Being unaware of how much you're spending month to month can be a scary feeling. In today's world, it is very easy to keep track of your spending with mobile apps. They allow you to easily see what you spend on things like eating out, entertainment, groceries and clothing, so you can find opportunities to save more. PC Financial Mastercard users can monitor their spending across a huge range of categories while collecting points on things such as groceries, gas and beauty products.
Revisit your goals. Narrow down exactly what matters to you most – whether it's saving for a house, stocking up for a vacation or simply staying on top of your spending habits. Remember, if you don't put a date on your goals, you're unlikely to achieve them, so set a cutoff and stick to it.
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