(NC) It's a common misperception that heavy tech users won't become victims of online shopping fraud. But anyone can fall for these tricky scams - in fact, some fraudsters even target techies who let their guard down.

To keep your personal information and your finances safe, check out these tips:

1. Start with protected devices. Your best defense is having devices and accounts that are set up to withstand malware, viruses and hacking. Update your antivirus software for your phone, tablet and computer. Create strong and unique passwords for each of your online accounts. Make sure your devices and home Wi-Fi network are password protected.
2. Avoid public connections. Never enter your credit card or personal information on a public computer or using a Wi-Fi hotspot. If you need to shop online when you're out and about, switch to your own data plan when it's time to enter your credit card info.
3. Shop slowly and mindfully. Don't rush into making a purchase. Many fraudsters create sites that look very similar to legitimate ones, with only one or two letters off, so be sure you're on the verified webpage. Resist high-pressure sales tactics like pop-up surveys, customer queues, or countdown timers. These are designed to discourage you from taking time to fully understand the offer.
4. Have a shopping credit card. Experts recommend designating a separate credit card with a low credit limit for online shopping. This way, if your information is compromised and you need to cancel your card, it won't affect any preauthorized payments.
5. Be wary of email promos. Watch out for any deals or coupons you receive via email, text or social media. They could be fake. Delete these messages as they can carry viruses that could steal your data and money. If you're interested in a promotion, type the website into your browser yourself instead of clicking on hyperlinks in the ad.